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Banking Interview Case Pack

Four composite cases. Four credit decisions. How a senior banker actually thinks about them — and how a candidate is supposed to walk through them in ninety seconds without losing the room.

VOLUME 1 — COMMERCIAL BANKING TRACK

CASE PACK · LIVE

PDF + EXCEL WORKBOOK · 42 PAGES · US$39

Or claim it: 700 coupons — 50 for opening a desk, 25 for every issue you answer, and more for turning up week after week and finishing a season. Open a desk →

AT A GLANCE
FormatPDF + Excel workbook
Pages42
ForCommercial banking interview candidates
UseInterview preparation
PriceUS$39
StatusLive on Gumroad

ALSO IN THE VAULT The two banking toolkits are US$19 each on their own, or US$10 more together as part of The Vault, Complete.

See the bundle →

WHAT THIS IS

A 42-page commercial banking case pack for candidates preparing for credit-track interviews. Four composite cases across manufacturing, logistics, NZ dairy, and Australian property development — each with the full diagnostic moves a senior banker would actually use, the worked credit view, the ninety-second verbal walkthrough, and the curveballs interviewers pivot to when they want to test you further.

Not interview "tips." Not generic credit theory. The specific order in which senior bankers ask questions when they read a file — and what separates a candidate who thinks like a banker from one who thinks like an analyst.

The reason to work these before the room, rather than after it: the first time you meet a file like Northmark should not be across a table from someone deciding whether to hire you. Candidates rarely lose credit interviews on technical knowledge. They lose them by answering in the wrong order — running to the ratio before establishing what the business does with cash — and by having no second sentence when the interviewer says "and if the covenant had held?"

Four cases is roughly an evening. The interview it is preparing you for is fifty minutes long and decides which decade of your career you spend where.

WHAT YOU ARE ACTUALLY BUYING
Revisions are free, permanently
Corrections and expansions to what you bought reach you at no cost. Two of this volume's pages were rebuilt after a defect was found in the printing; buyers get that kind of fix without asking for it.
Volume 2 comes at a returning-reader price
A second volume is in development — four further cases, no date promised. Buyers of this one are offered it at a returning-reader discount when it launches. It is a separate product, not a free update, and this site would rather say so than imply otherwise.
You can read one case before paying anything
Case 01 is free in full — the whole case, not an excerpt. If it does not read like something you would use, that is the answer, and it cost you an email.

THE FOUR CASES

CASE 01

Northmark Engineering · Manufacturing

A precision components manufacturer asks for a working capital increase. The cash conversion cycle tells the real story.

CASE 02

Larchfield Logistics Group · 3PL · Quality of Earnings

A logistics firm with strong revenue growth but deteriorating operating cash flow. Where the earnings are real and where they are accounting.

CASE 03

Oakfield Dairy Holdings · NZ Dairy · Family Succession

A second-generation Waikato dairy operation at succession crossroads. Five variables; milk price is only one of them.

CASE 04

Northbridge Apartments · AU Property Development

A Brisbane apartment development with 30% overseas pre-sale concentration and related-entity mezzanine. The structural questions that decide the facility.

EACH CASE INCLUDES

  • Setup — the borrower, the request, the relationship history
  • Financials — the four to eight numbers that decide the case
  • Discussion questions — open-ended, no single correct answer
  • Worked solution — how a senior banker actually thinks it through
  • Ninety-second verbal walkthrough — what you would say in the room
  • Follow-up curveballs — three places interviewers pivot, with the responses that hold the room

WHO THIS IS FOR

  • Commercial banking interview candidates — MBA, finance graduate, lateral analyst, or career switcher preparing for credit-track interviews at commercial banks, business banks, or regional banks
  • Early-career analysts in their first 6 to 12 months who want to develop banker's judgment before being thrown into live credit memos
  • Anyone preparing for the moment when an interviewer puts a file in front of you and says "walk me through this"

FRONT AND BACK MATTER

Front matter: what interviewers are actually testing — the order of inquiry that separates banker thinking from analyst thinking.

Back matter: thirty-day prep plan; glossary of terms you will hear in the room; four interview formats with the right approach for each; sample mock interview script walked through Case 01.

WHAT'S COMING IN VOLUME 2

Volume 2 is in development. Four further composite cases — Trade and export with FX exposure, Commercial property at refinance, Distressed restructure, Generational transition with sibling dispute. Volume 1 buyers will be offered Volume 2 at a returning-reader discount when it launches.

FORMAT

  • PDF (42 pages, US Letter format).
  • Excel case workbook — five sheets: a README and one editable sheet per case, diagnostics recalculate live.
  • Instant download via Gumroad.
  • Updates to current volume included.
  • Published by Highbank Press, an independent publishing imprint.

THE AUTHOR

The author has spent sixteen years inside commercial banking across the Beijing and Auckland markets, including roles at Chinese state-owned banks and mainstream New Zealand commercial banks. Chartered Banker, Moody's-certified in credit analysis, MBA. Prior strategy consulting experience. Writes on commercial credit judgment and cross-border finance.

COMPOSITE DISCLAIMER

All borrowers, persons, and figures referenced in this product are composite and fictional. They reflect patterns observed across the author's commercial banking practice but do not represent any actual borrower, transaction, or institution. Material is provided for educational purposes only and does not constitute professional credit advice.

Get the Case Pack

US$39 · 42-page PDF + Excel workbook

Prices are in US dollars. Gumroad shows your local currency at checkout.

Or claim it: 700 coupons — 50 for opening a desk, 25 for every issue you answer, and more for turning up week after week and finishing a season. Open a desk →