Drills.
Short composite cases from the lending table — every chair at it. Free, indefinitely.
7 CASES LIVE · 5 COMING · ALWAYS FREE
Coastline Retail Group
NPAT up 9%. Operating cash flow down 31%. The dividend consent request is on your desk.
Kowhai Retail Group
Last Christmas didn't clear. This year's buy is up 22%. The seasonal uplift request is in.
Meridian Logistics
One customer is now 58% of revenue — and the expansion request is for assets dedicated to that customer. The contract has a 90-day break clause.
Highview Industries
Same request as Issue 01 on the surface. A completely different file underneath.
Kauri Dairy Holdings
The patriarch is retiring. The bank hears about the succession plan from the accountant first.
Aoraki Trade Exports
Paid in USD, costs in NZD, asking for a NZ$6m multi-currency facility. The MD won't say which currencies.
Pacific Premium Foods
Revenue's grown 50% in two years. Operating cash flow flipped negative. The MD wants more facility.
WORKED TOGETHER
Issues 01 and 04 are a matched pair — the same facility increase, declined in one file and approved in full in the other. The working capital case study reads them side by side and sets out the order to read a file in. For candidates, the panel-side version is commercial banking interview questions.