// GETTING INCHECKED 1 NOVEMBER 2026 · 7 COUNTRIES · 34 BANKS

Bank graduate programmes: where to apply, and when

The careers page of each large bank in seven countries, its graduate programme, any commercial or business banking stream it names, and the application dates it prints. Every link goes to the bank's own site, and every date is the bank's own.

BY THE WIRE DESK · BANKING JUDGMENT LAB · UPDATED 2026-11-02

// THE SHORT ANSWER

Few banks print their dates, so start with the careers page and look early. Of the 34 large banks listed here across the United States, Canada, Australia, New Zealand, the United Kingdom, Germany and France, eight print when applications open, and most of those windows open between June and September. A window is often short: one Australian bank's ran for three weeks. Look first for a commercial or business banking stream, which many banks name separately from their general graduate scheme, and treat the bank's own page as the authority, because dates change without notice.

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// THE APPLICATION CALENDAR

Of the 34 banks below, 8 print when applications open. They are here by the month each window opens, in the bank's words. A date with no year is the pattern the bank describes; it can move, so check the page before you plan around it.

Application windows printed by banks, by the month they open
Opens	Bank	Programme	What the bank says
MARCH	Commonwealth BankAustralia	Graduate Program	“Applications open – March and August”
JUNE	Wells FargoUnited States	Early-careers programs, including Commercial Banking	“Open mid-June to July and remain open through fall; applications close on a rolling basis”
JULY	WestpacAustralia	Graduate Program	Opens in July and closes in August
	ASBNew Zealand	Graduate Programme	The last dates it printed: 22 July to 9 August. The 2027 intake has closed
AUGUST	Commonwealth BankAustralia	Graduate Program; Summer Intern Program	Graduate: the second window. Summer: “12 August to 8 September, 2026”
	PNCUnited States	PNC Development Programs	“Open each August”; “we encourage you to apply by September 16”
SEPTEMBER	CitiUnited States	Full-Time Analyst	“Usually open in September the year prior”
	CIBCCanada	Commercial Banking Associate Program	“Apply from September to November”
	MacquarieAustralia	2027 Graduate Program	“Opens 21 September 2026 Closes 13 October 2026”
NOVEMBER	ASBNew Zealand	Summer Internship	15 November 2026 to 5 February 2027

// WHERE TO APPLY, BY COUNTRY

The bank's name goes to its careers page. “Not printed” means the page we opened gives no dates, not that the programme has none: most banks publish them only when applications open, so register where a bank lets you and look again each month.

UNITED STATES

Bank careers pages and graduate programmes in United States
Bank	Graduate or early careers	Commercial or business banking	Dates and status
JPMorganChase	Internship and full-time programmes	Not named	“Keep informed of when applications open”
Bank of America	Internship, analyst and associate positions	“Banking, markets & finance”	Not printed
Citi	Full-Time Analyst	Commercial Banking and Corporate Banking, within Banking	“Applications usually open in September the year prior”
Wells Fargo	Commercial Banking Development Program and Internship Program	Commercial Banking	“Applications open mid-June to July and remain open through fall; applications close on a rolling basis”
U.S. Bank	No early-careers page reached	Not named	Not printed
PNC	PNC Development Programs	Commercial & Corporate Banking; Business Credit	Applications “open each August”; “we encourage you to apply by September 16”

CANADA

Bank careers pages and graduate programmes in Canada
Bank	Graduate or early careers	Commercial or business banking	Dates and status
RBC	Rotational programs and internships	Not named	Not printed
TD	No early-careers page reached	Not named	Not printed
Scotiabank	Students and New Grads	Corporate banking analyst postings	Not printed
BMO	Recent Grads; Interns and Co-ops	Not named	Not printed
CIBC	Commercial Banking Associate Program	Commercial Banking Associate Program	“Apply from September to November”
National Bank of Canada	“Programmes d'emplois et de stages étudiants” (student jobs and internships; the page is in French)	Not named	Not printed

AUSTRALIA

Bank careers pages and graduate programmes in Australia
Bank	Graduate or early careers	Commercial or business banking	Dates and status
Commonwealth Bank	Graduate Program; Summer Intern Program	Institutional Banking & Markets; Business Banking	Graduate: “Applications open – March and August”. Summer: “12 August to 8 September, 2026”
NAB	Graduate Program; Business Banking Pathway Program; Summer Internship	Business Banking Pathway Program	Not printed
ANZ	Australian Graduate Program; Agribusiness Graduate Program	Business & Private Bank	Not printed
Westpac	Graduate & Summer Intern Programs	Corporate & Institutional Banking; Business & Wealth	Graduate applications open in July and close in August. “Applications for our 2027 Graduate and 2026 Summer Intern Programs are now closed.”
Macquarie	2027 Graduate Program	Business banking	“Opens 21 September 2026 Closes 13 October 2026”

NEW ZEALAND

Bank careers pages and graduate programmes in New Zealand
Bank	Graduate or early careers	Commercial or business banking	Dates and status
ANZ New Zealand	Graduate programme	Not named	“Apply or pre-register online”
ASB	Graduate Programme; Rural Banking Graduate Programme; Summer Internship	Business Banking; Corporate Banking	Summer Internship: 15 November 2026 to 5 February 2027. “Applications for ASB Graduate Programme 2027 have now closed.”
BNZ	“Early careers opportunities”	Business Banking; Agribusiness	Not printed
Westpac New Zealand	No early-careers page reached	Not named	Not printed
Kiwibank	No early-careers page reached	Not named	“Register your interest for future opportunities”

UNITED KINGDOM

Bank careers pages and graduate programmes in United Kingdom
Bank	Graduate or early careers	Commercial or business banking	Dates and status
HSBC	Graduate programmes	“From commercial, to retail and investment banking”	Not printed
Barclays	Expert and Explorer Graduate programmes	UK Corporate Banking; International Corporate Banking	Not printed
Lloyds Banking Group	Graduate Schemes	Business and Commercial Banking; Corporate Banking and Markets	“Our programmes are now open.”
NatWest Group	Graduate, Internship and Apprenticeship programmes	Not named	Not printed
Santander UK	Global Retail Programme; Data & AI Programme	Not named	“Applications will be reviewed on a rolling basis.” The page shows both “Applications are now live” and “Now Closed”

GERMANY

Most German entry programmes are called Traineeprogramme. Pages are in German unless the bank offers English.

Bank careers pages and graduate programmes in Germany
Bank	Graduate or early careers	Commercial or business banking	Dates and status
Deutsche Bank	The Deutsche Bank Graduate Programme	Not named	For the 2027 programme: “Complete your studies between 1st January 2026 and 31st July 2027.”
Commerzbank	Traineeprogramme (trainee programmes), listed in the site's menu	Not named	Not printed
DZ BANK	Traineeprogramme (trainee programmes)	Not named	Not printed
LBBW	Finance-Traineeprogramme (finance trainee programmes)	Not named	Not printed

FRANCE

Pages are in French. Alternance is work-study; a VIE is a paid international posting for people aged 18 to 28.

Bank careers pages and graduate programmes in France
Bank	Graduate or early careers	Commercial or business banking	Dates and status
Crédit Agricole	“Un 1er job” (a first job); VIE	Not named	“Nous recrutons en permanence des jeunes diplômés” (we recruit young graduates continuously)
Société Générale	Graduate programmes	Not named	Not printed
Crédit Mutuel	Alternance (work-study)	Not named	Not printed

// WHAT TO DO WITH THE LIST

Start with the stream, not the bank. A graduate who wants to lend to businesses should look for the commercial or business banking column, because a general scheme may rotate you somewhere else. What a Commercial Banker Does and What Jobs Banks Hire For set out the seats.

Then prepare before the window opens, since most of them are short. Commercial Banking Interview Questions covers what the panel asks, and the assessment centre case study the exercise most of these programmes use.

// HOW THIS LIST IS KEPT

The banks are the large ones an applicant in each country looks at first, chosen by size. Listing a bank is not a recommendation, and no bank has paid or been asked to appear. Every link and date was opened on the bank's own site on 1 November 2026. Pages change without notice, and the bank's page is always the authority.

Pages for UniCredit in Germany (HypoVereinsbank), BNP Paribas and Groupe BPCE would not open that day, so they are not listed. Other banks in these countries hire graduates too; this is where to start, not everywhere to look.

THE IN-TRAY · ONE MINUTE

Make the call on one file.

A short file on the ground this page covers. Every option opens with how far it sits from a senior banker’s read.

WHAT THEY HEAR · CHAPTER 2

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What does the panel hear?

5 MORE ON CHAPTER 2 · THE FOUR SIGNALS →WHERE DO YOU READ FROM? THE PLACEMENT →

GETTING INTHE WHOLE BOARDWhat Jobs Banks Hire For Every seat in a commercial bank, grouped by the work — and which of them face a customer and carry a decision.